Collection Agency ~ Federal Disclosures

CALIFORNIA

IF YOU LIVE IN CALIFORNIA, THIS APPLIES TO YOU. The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language.  Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. 

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. 

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CALIFORNIA MEDICAL ACCOUNTS ONLY

Non-Profit Counseling services may be available in your area.

CHICAGO, ILLINOIS

IF YOU LIVE IN THE CITY OF CHICAGO, ILLINOIS THIS APPLIES TO YOU. This collection agency is licensed by the City of Chicago, License Number: XXXXXXXXXX.

COLORADO

IF YOU LIVE IN THE STATE OF COLORADO, THIS APPLIES TO YOU. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT

This collection agency operates a Colorado office with the following address and telephone number. Our Colorado Address is: <ADDRESS1, ADDRESS2, CITY, STATE, ZIP+4>. Our Colorado Telephone Number is: (AREA CODE) XXX-XXXX. Only physical in-person payments may be accepted at this office location. All payments made via mail should be sent to the following address: 2740 East W.T. Harris Boulevard, Suite #100, Charlotte, North Carolina 28213-4079.

CONNECTICUT.

IF YOU LIVE IN THE STATE OF CONNECTICUT, THIS APPLIES TO YOU. This collection agency is licensed by the State of Connecticut, Department of Banking, 260 Constitution Plaza, Hartford, Connecticut 06103.

KANSAS

IF YOU LIVE IN THE STATE OF KANSAS, THIS APPLIES TO YOU. An investigative consumer report including information as to your character, general reputation, personal characteristics and mode of living, whichever are applicable, may be made on you. You have the right to request information regarding the nature and scope of this investigation.

MAINE

IF YOU LIVE IN THE STATE OF MAINE, THIS APPLIES TO YOU. Our office hours are 07:45am – 10:00pm Monday – Friday and 07:45am – 02:15pm Saturday Eastern Time Zone.

MASSACHUSETTS

IF YOU LIVE IN THE STATE OF MASSACHUSETTS, THIS APPLIES TO YOU. NOTICE OF IMPORTANT RIGHTS

YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

Our Massachusetts address is: <ADDRESS1, ADDRESS2, CITY, STATE, ZIP+4>. The office is open from <OPEN TIME TO CLOSE TIME>.

MINNESOTA

IF YOU LIVE IN THE STATE OF MINNESOTA, THIS APPLIES TO YOU. This collection agency is licensed by the Minnesota Department of Commerce. Our office hours are 07:45am – 10:00pm Monday – Friday and 07:45am – 02:15pm Saturday Eastern Time Zone.

MINNESOTA MEDICAL ACCOUNTS ONLY

If you feel that your concerns have not been addressed, please contact our compliance department at 855-585-4282 or compliance@sunsetsolutionsgroup.com and allow us the opportunity to try and address your concerns, or you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached toll free at (800) 657-3787 or local at (651) 296-3353.

NEVADA MEDICAL ACCOUNTS ONLY

IF YOU LIVE IN THE STATE OF NEVADA, THIS APPLIES TO YOU. If you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as an acknowledgement of the debt by you the consumer, and/or a waiver by you the consumer of any applicable statute of limitations set forth by NRS 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.